What Is DASK?
DASK is an insurance system that provides coverage for all residential buildings in Türkiye against earthquake risk. It is a compulsory insurance, and property owners in Türkiye are legally required to have it.
• Mandatory insurance: A legal requirement for homeowners in Turkey, where earthquake risk is high.
• Main purpose: To minimize the financial losses of homeowners and tenants after an earthquake.
What Does It Cover?
The scope of DASK coverage varies depending on the policy and property characteristics, but generally includes the following:
Structural damage to the building
Walls, roof, columns, and other structural parts of the building
Mandatory coverage
Only earthquake and earthquake-related effects such as fire, explosion, and tsunami
Not Covered
Household contents, theft, or other risks such as flooding (additional insurance is required for these)
Answers to All Your Questions
At Kale Sigorta
We don’t want you to have any doubts while securing your future. You can find answers to all the questions you are looking for, and you can always reach our expert team for more information.
Who Is It Mandatory For?
• All homeowners in Turkey
• New home buyers and existing property owners
• Individuals using a housing loan from a bank (mortgage cannot be granted without DASK)
What Are Its Advantages?
• Financial security: Structural damages after an earthquake are covered
• Legal requirement: Housing loans cannot be obtained or property cannot be sold without DASK
• Easy and fast process: Can be easily arranged online or through insurance agencies
Why Should You Get DASK Insurance?
Earthquake risk is high in many regions of Türkiye. Thanks to DASK, financial losses that may occur after an earthquake are covered by insurance, ensuring that homeowners do not suffer hardship.
